The Financial Planning Process

A step-by-step guide to get you from where you are to where you want to be.

First, a heartfelt ‘well done’ on taking the step to get your financial house in order. Most people do not do this. It’s easy for most people to say, ‘I’ll get to that one day’  yet rarely do. Taking this step puts you in the minority group of society that is serious about their quality of life.

Showing this commitment is a meaningful action; one as your planner I do not take lightly.

In order to best support you to be on track to, and eventually achieve your financial objectives I work with clients through the following process:

Planning is a 7-part process

1. Understand where you are and where you want to be
2. Analyse the current strategy; where are you on track to be
3. Clarify gaps between your projected outcome versus desired outcome
4. Formulate recommendations to close the gaps
5. Provide and implement recommendations
6. Monitor and review
7. Adjust when internal or external changes warrant OR when goals change

We execute this process through a specific meeting schedule designed to fulfill each step sequentially.

15-20 minute: Obligation free chat. For me, a chance to see if you are the type of client I specialise in serving and can offer value to.  For you it is a chance to get a sense of if I am the planner you would like to work with. 

2nd meeting:  Discovery and fact find gathering meeting

60-90 minute: Getting clear & concise with where you are at and where you want to be. What your goals and objectives are. What we want to work towards and achieve. Setting a clear agenda for what your financial plan will look to achieve and address. 

3rd meeting:  Presenting your plan

Providing you with a written objective driven plan designed to provide you with clear, actionable recommendations to put in place in order to set you on a path to achieve your objectives.

Ongoing:  Action, implementation, monitor & review

With a clear set of objectives and a plan driven by those objectives now agreed upon implementation, monitor and review become the focus. You are now on track by this point – let’s keep it that way.